My credit rating was sullied after fraudster took out a payday loan

My personal details were used to get a loan that was never repaid, and it will take me 45 days for my rating to return to normal

Somebody took out a payday loan in my name with Lending Stream.

They combined my name, address and date of birth with their own bank account, mobile number and email address to get hold of £440 and then defaulted on repayment.

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Source: theguardian
My credit rating was sullied after fraudster took out a payday loan